🚫 Why Can't I Use Someone Else's Card?
Payments must be made with a card or payment method that belongs to you.
Even if the cardholder has allowed you to use it, we have no way to confirm that and can't simply take it on trust.
Using a card without the owner's knowledge is one of the most common signs of fraud, so for the safety of everyone involved, we don't accept these payments.
ℹ️ This rule protects the cardholder as well - It helps prevent unauthorized charges.
🛡️ What Happens If a Payment Is Flagged?
Our security system reviews every transaction on the website, and a payment made with someone else's card will be noticed. If that happens:
We'll contact you with a request for additional information and verification
If the verification can't be completed, we'll suspend your account, cancel the order, and refund the money to the card it was paid with
✅ To avoid delays and the risk of a suspended account, always pay with your own payment method.
👨👩👧 Sharing Your Account with Family or Friends
Paying with someone else's card is not allowed, but you're free to share your Overgear account with people close to you.
For more information, see the Sharing Your Overgear Account article.
✅ What to Do Instead
Pay with a card or payment method that's registered in your name
Check the list of payment options in the Available Payment Methods article
If you're not sure whether your payment method is suitable, ask our support team before you pay
Still Have Questions
💜 For assistance, contact support via live chat.